Pawning an Item
Pawning is a short-term collateral loan. You bring in an item of value, we evaluate it, and we offer you a loan based on its value. We securely hold the item while you repay the loan. Here’s how the process looks:
- Bring in your item. You will need a valid ID and must be 18+.
- We assess its value. You can do this in store, or by texting us.
- You receive a cash loan. You’ll need to be in the store for this.
- You have 30 days to satisfy the loan, or extend it another 30 days.
- Once repaid, you get your item back.
Advantages of Pawning
- You keep ownership of your item.
- No credit check required.
- Quick access to cash.
You must repay the loan (principal, interest and fees) to retrieve your item. If the loan is not repaid, the item becomes property of the pawn shop.
Selling an Item
Selling is a permanent transaction. You bring in your item, we make an offer, and if you accept, you receive cash and the item becomes ours. Here is how that process looks:
- Bring in your item, or text the store for a quote.
- We evaluate its condition and market value.
- We make you an offer.
- If you accept, you get paid on the spot.
Advantages of Selling
- Same payout as if you pawn an item.
- No repayment obligation.
- Immediate cash.
- Simple, one-step transaction.
If you sell an item, you will not be able to get the item back.
